Meet the Team
The great minds backing our business.

Paul Behrmann

CEO & Founder

Paul leads the Payflex revolution, and dreams that one day all payments will be interest-free. Paul has 20 years of banking experience and has held senior roles at the big banks in product development, corporate finance and risk management. He is a keen tennis enthusiast and explorer and holds a BBusSci (UCT), and an MSC Economics (LSE).

Derek Cikes

Commercial Director

Derek is our 1+1 = 3 guy and head of business development. He leverages 21 years of financial services building successful ventures at Hollard for Edcon, Wesbank, and Ooba, to deliver creative value for our retail and industry partners. Derek is a keen cyclist, golfer and all-round family guy.

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Chris Lister-James


Chris is an experienced fintech investor with over 25 years of investment banking and private equity experience. Chris co-founded Vantage Capital, and has served on a number of JSE boards, including Fortress Income Fund and Jasco. Chris is a CA (SA).

Jason Penton


Jason is our Chief Technology Officer (CTO) and is responsible for ensuring that the payflex technology platform delivers an awesome customer experience. Jason has held various senior technology roles over a 15-year career, including senior developer for Smile Telecoms. Jason holds an MSc Computer Science (Rhodes).

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Simsie Dorfan


Simsie is our trusted Chief Financial Officer (CFO), and makes sure that we look after your payments, and not a penny goes missing. Simsie has over 20 years of financial services experience, and steers the ship with financial precision. Simsie is a CA (SA).

Chris Olsen


Chris brings 30 years of banking and operational experience to the team. Having worked for a number of financial institutions locally and internationally Chris ensures that all the systems, support functions and processes here at PayFlex result in a seamless customer experience.

Tom Lister-James


Tom keeps the engine room at payflex running smoothly, and when he’s not busy under the hood, enjoys sports, friends and building awesome businesses. Tom holds a Sports Management Diploma and a PG Dip Entrepreneurship (UCT).

Nic Lister-James


Nic looks after the numbers and his attention to detail keeps the business running smoothly. Nic holds a Bcom in Financial Accounting (Stellenbosch) and PG Dip Management (Wits).

Naledi Njemla

Customer Support

Naledi has mastered the ins-and-outs of customer communications, sales and admin, and spends her spare time brainstorming new ways to solve customer complaints.

Ben Clark


Ben is our Cape Town representative and has a keen interest in finance and technology. Ben’s energy, enthusiasm, and passion for people will help you grow your business.

Mel Ferguson


Creative by nature, approaches all challenges from various angles, with none too big or small. Communicating with and relating to people has given Mel a real edge in her sales and account management role.

Tracy Simon

Account Manager

Account manager extraordinare. Firmly established in the retail industry. Geared on all things E-commerce.

Melissa Ackerman


Design and retail focused career. Strong belief in design playing an important role in the customer brand experience. Art keeps me sane.