A Revolutionary Payment Gateway

Payflex is South Africa’s most innovative FinTech company revolutionising online shopping. For the first time in Africa, a customer-centric brand that complements your business is here to improve your online payment offerings and increase your sales. The superior Payflex user-experience also works to reduce the cart-abandon rate – specifically the ability to purchase with one-click. We call it Quick-Click™

Our product integrates seamlessly with all major e-commerce platforms.

Become a Payflex merchant today

Let Payflex increase your sales with innovative payment products that have delivered results for thousands of merchants worldwide.

What our clients’ say

The Perfect Millennial Payment Solution

Millennials today are faced with many challenges: They don’t trust Big Banks, financial inequalities are profound and the higher cost of living of today has created enormous fear around going into debt.

But, they still want the “nice to haves” without the expense of high monthly fees and interest rates, and the stress of mounting debt. Payflex gives your largest target market exactly what they want, and then some.

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    Shop Now, Pay Later

    Shop now, pay later shopping terms are not new to online shopping. And a free spending plan over shorter payment terms, with an extra payday in between, is the perfect drawcard to Millennials who’re weary of spending money they don’t have.

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    Total Flexibility

    Payflex offers customers ways to flex the way they pay. The choice belongs to the Shopper! At checkout, they can choose to either Shop now, pay now; or shop now, pay later!

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    Low Default Fees

    Our model is based on shoppers paying their instalments on time! We’re so confident in our product that as part of our commitment to it, we have low default fees and a reasonable cap on the total default fees that can be charged.

Merchant Benefits


All the money, none of the risk

We pay you upfront (less a commission) and collect from the customer. There are no set-up or payment fees and you don’t pay card acquisition fees on Payflex transactions.

In-house marketing support

We offer marketing services to Merchants to ensure optimised educational and awareness messaging for their existing customer bases.

Up to 30% increase in sales

Offering an affordable payment plan increases average order size and frequency, and delivers new customers.

Market-leading credit process.

Complete our unique proprietary credit check in seconds, with no need for messy and time-consuming paperwork. It’s market-leading!

No software hassles

Seamless integration with your existing eCommerce shopping platform, as well as back-end and tech support from Payflex.

In-house development

All our technology development is managed in-house. Plus, our Platform is used across global markets including the US, UK and New Zealand.

Hassle-free Integration into your Platform

Payflex was designed to seamlessly integrate with all major eCommerce platforms. We offer technical support and documentation to ensure integration is hassle-free for our merchants.

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Become a Payflex Merchant Today!

If you’re looking to increase your sales by up to 30%, please complete the contact form and a member of our team will be in contact with you.

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Need help getting things started?

Check out our Frequently Asked Questions section and get all the answers.

Read Merchant FAQs