No interest. No fees. No hassle.
Boost your sales
Reduce abandoned carts
Get paid upfront
We want to partner with you over the long-term to improve your sales.
Online and in-store
Hassle-free integration into your platform.
Become a payflex shopper today
Why work with Payflex?
We are a South African owned and operated business, made up of a team experienced in consumer finance, technology, customer service and marketing. We are deeply passionate about delivering more transparent and customer-centric finance products to make life better for both our Merchant partners and their Customers.
Market leading ID and Credit Validation
We take Identity validation very seriously, and use a real-time Credit and ID Check as part of our Onboarding process. The process is still completed in minutes, but this rigour plus our proprietary decisioning logic supports prudent lending decisions so Customers are in the best position to make their repayments.
Low Default Fees
Further to the above, our model is based on Consumers paying their instalments on time and as part of our commitment to this, we have low default fees and a reasonable cap on the total default fees that can be charged.
An in-house development team with global reach
All our technology development is managed in-house and with our Platform being used across global markets including the US and New Zealand we will continue to evolve our technology and release new products and services to add more value.