What is Payflex?

South Africa’s latest and greatest online shopping payment system. Get those sneakers today, and pay for them later, with a payday in between!

Flex the way you pay with a Payflex payment plan, available to you, FOR FREE at checkout! Shop now, pay later, get your goods delivered. It is as simple as it sounds. And because we’re big on giving you choices, if you’re feeling flush you can shop now, pay now too!

No interest. No fees. No catch!

Become a Payflex shopper today

Make checkout even quicker by registering for Payflex before you shop.

What our Shoppers Say

How does it work?

Payflex makes it possible for you to choose how you pay – and we don’t charge interest or fees.

At checkout, select Payflex as your payment method and pay only 25% today, and the rest over three (3) instalments and six (6) weeks – with NO interest and NO fees (unless you’re late or miss a payment, but we know you won’t do that!)!

Did we mention you’ll get your order delivered after the first payment? Yes, you read it right! Shop now, get your goods now and pay later. There’s never been a sweeter deal.

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Shopper Benefits



Choosing the option to shop now and pay later is INTEREST and FEE FREE!  If you’re feeling flush, you can also shop now and pay now. The CHOICE is yours.

Quick & Simple Assessment

No lengthy credit vetting process! It takes less than 10 seconds to assess your application! The best part is it doesn’t involve sending in a forest of paperwork.

Quick-Click™ Payments

Once you’re signed up, you can pay with just one-click for a super-fast payment experience.

First to Know Specials

As a registered Payflex shopper, you’ll have access to a ton of specials, promotions and insider info. Lucky you!

Sign up in Minutes

Signing up online takes minutes! All you need is a valid SA ID number.

Payment Reminders all the Way

We will ensure that you are reminded about your payments every step of the way.

Why use Payflex over other payment methods?


Other online payment methods
Get it now, pay later, receive your goods upfront – with a pay day in between!

Pay in full, upfront before receiving your goods. No money, no shopping.

Easy application process, completed in seconds, online with no paperwork.
It takes ages to apply for credit, and you need to submit loads of documents.

Interest and fee FREE! No catch!
High cost of interest and fees on all credit facilities.

CHOICE! Get it now, pay later OR get it now, pay now.

No flexibility. You have to pay in full, now.

I’m keen! How do I sign up?

Go to your favourite Payflex online store (see Store Directory here) simply browse and choose what you want to buy. At checkout, it’s just 3-clicks. Or you can register here.

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    CLICK 1

    Fill in the simple form faster than you can say ‘shop’ (no paperwork or additional documents required).

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    CLICK 2

    Your quick, secure and FREE payment plan is approved in less than 10 seconds.

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    CLICK 3

    Pay your first instalment with your favourite debit or credit card.

Need help getting things started?

Check out our Frequently Asked Questions section and get all the answers.

Read Shopper FAQs